Last updated April 29, 2026
Harvest Protocol is an educational investment decision framework and methodology. It is NOT:
The creator is not a registered investment advisor (RIA). This framework does not create a fiduciary relationship. All investment decisions and their consequences are solely the buyer's responsibility. Past framework performance does not guarantee future results.
This content constitutes impersonal commentary and analysis only, published on a regular schedule and not in response to specific market events, and does not provide individualized responses about subscriber accounts. (Lowe v. SEC, 1985; publisher's exclusion framework.)
Subject to your payment of the applicable fee and your acceptance of all terms in this Agreement, Harvest Protocol LLC ("Licensor") grants you ("Licensee") a limited, non-exclusive, non-transferable, revocable license to:
(a) Access and use the Harvest Protocol methodology documents, framework files, templates, implementation workspaces, and associated digital assets (collectively, the "Materials") for your own personal investment research and decision-making.
(b) Install and operate the Materials across a maximum of three (3) of your own devices — for example, a laptop, desktop, and mobile phone — all of which must be under your direct personal control.
(c) Use the Materials within your own registered investment advisory practice, if you are a licensed financial professional, solely for your own personal investment management or internal research. This does not constitute a B2B Practitioner License; use for client-facing deliverables or sharing with colleagues requires the B2B Practitioner Agreement.
The following are expressly prohibited:
(a) Sharing. You may not share, lend, forward, upload, post, broadcast, or otherwise distribute the Materials to any other person, including colleagues, friends, family members, or professional contacts.
(b) Redistribution. You may not sell, sublicense, assign, or transfer your access rights or any copy of the Materials to any third party.
(c) Public posting. You may not post any portion of the Materials to any public forum, social media platform, file-sharing service, document repository, online community, or any publicly accessible location.
(d) AI training. You may not use the Materials, in whole or in part, to train, fine-tune, or otherwise develop any artificial intelligence, machine learning, or language model system.
(e) Derivative commercial works. You may not create derivative products, courses, frameworks, or methodologies based primarily on the Materials for sale or distribution to others.
(f) Circumvention. You may not circumvent, disable, or interfere with any license key validation, activation limit, or access control mechanism associated with the Materials.
All right, title, and interest in the Materials — including text, methodology, formulas, scoring logic, and associated documentation — remain exclusively with Licensor. This Agreement conveys a license only, not a transfer of ownership. You acknowledge that the Materials constitute proprietary intellectual property protected by copyright, trade secret, and applicable law.
The following copyright notices apply:
© 2026 Harvest Protocol LLC. All rights reserved. Unauthorized reproduction or distribution is prohibited.
Harvest Protocol is classified as a Neutral Tool under the applicable legal framework — a personal finance methodology and decision framework, not a securities product. This classification is consistent with the treatment of workout-tracking apps, budgeting spreadsheets, and educational financial frameworks under applicable consumer protection and securities regulation.
The creator operates under the publisher's exclusion established in Lowe v. SEC (1985), as reaffirmed in subsequent federal proceedings. Materials are:
Nothing in the Materials constitutes a recommendation to buy, sell, or hold any specific security, and nothing creates an investment advisory relationship.
THE MATERIALS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. LICENSOR EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
LICENSOR DOES NOT WARRANT THAT:
All investment decisions carry risk. Individual stocks can lose 50% or more of their value. The methodology is a structured analytical framework; outcomes depend entirely on market conditions, user execution, and individual circumstances beyond Licensor's control.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
(a) Mutual Liability Cap. Licensor's total aggregate liability to Licensee for any claim arising out of or related to this Agreement, the Materials, or any coaching or support services shall not exceed the total fees paid by Licensee to Licensor in the twelve (12) months immediately preceding the event giving rise to the claim.
(b) Exclusion of Consequential Damages. Neither party shall be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to lost profits, lost investment returns, or loss of data, even if advised of the possibility of such damages.
(c) Investment Loss Carve-Out. Licensor shall have no liability whatsoever for any investment losses, whether arising from reliance on framework outputs, sample analyses, methodology guidance, or any content within the Materials. Investment decisions are made solely by Licensee at Licensee's own risk.
Licensee may request a full refund within thirty (30) days of the original purchase date, for any reason or no reason. To request a refund, contact support@getharvestprotocol.com with your order number. Refunds are processed within 5–10 business days to the original payment method.
After 30 days, no refunds are available. License key access remains active through the applicable license term regardless of whether the Licensee uses the Materials.
(a) Term. This Agreement is effective upon purchase and remains in force indefinitely for one-time purchase tiers, subject to the restrictions and conditions herein.
(b) Termination by Licensor. Licensor may terminate this Agreement immediately upon written notice if Licensee materially breaches any term of this Agreement, including but not limited to unauthorized redistribution or sharing of the Materials.
(c) Effect of Termination. Upon termination, Licensee must immediately cease all use of the Materials and destroy all copies in Licensee's possession. License key access will be revoked. Licensor will provide a prorated refund for unused months only if termination occurs within the 30-day refund window.
This Agreement is governed by the laws of the State of North Carolina, without regard to conflict of law principles. Any dispute arising out of or related to this Agreement shall be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, with proceedings conducted in Wake County, North Carolina. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property rights.
This Agreement, together with any applicable B2B Practitioner Agreement or Founders Lifetime Terms, constitutes the entire agreement between the parties regarding the Materials and supersedes all prior negotiations, representations, and understandings. No modification of this Agreement is effective unless made in writing and signed by an authorized representative of Licensor.
By completing your purchase and activating your license key, you confirm that:
"I have read and agree to the Harvest Protocol Personal Use License Agreement. I understand that Harvest Protocol is an educational investment methodology, not personalized investment advice. I understand that the creator is not a registered investment advisor and that all investment decisions are solely my responsibility. I agree not to share, redistribute, or resell the Materials."
Harvest Protocol LLC · getharvestprotocol.com · support@getharvestprotocol.com