Last updated April 29, 2026
Harvest Protocol is an educational investment decision framework and methodology — not personalized investment advice, a securities recommendation, or a fiduciary service. The creator is not a registered investment advisor. This agreement does not create a fiduciary relationship between Harvest Protocol LLC and your firm or your clients. All investment decisions remain solely the responsibility of the licensed advisor and their clients.
This content constitutes impersonal commentary and analysis only, published on a regular schedule and not in response to specific market events, and does not provide individualized responses about subscriber accounts. (Lowe v. SEC, 1985.)
Licensor: Harvest Protocol LLC, a North Carolina limited liability company, operating at getharvestprotocol.com ("Harvest Protocol")
Licensee: The individual or entity completing this agreement at checkout ("Firm" or "Licensee")
Subject to payment of the applicable annual fee and acceptance of these terms, Harvest Protocol grants Licensee a limited, non-exclusive, non-transferable license to:
(a) Access and use the Harvest Protocol methodology documents, framework files, templates, Notion implementation workspace (where included by tier), plugin access (when shipped), and associated digital assets (collectively, the "Materials") within Licensee's registered advisory practice.
(b) Seat allocation by tier:
| Tier | Licensed Advisors | Annual Fee |
|---|---|---|
| Founding 25 | 1 named advisor | $888/yr (lifetime-locked, first 25 firms only) |
| Solo Practitioner | 1 named advisor | $1,188/yr |
| Small Firm | Up to 5 named advisors | $2,988/yr |
Named advisors must be designated at activation. Seat changes require written notice to support@getharvestprotocol.com. Substitution of one named advisor per seat per year is permitted at no additional charge.
(c) Use scope. Licensed advisors may use the Materials for internal research, methodology application, and client-facing analytical work subject to the Attribution Requirement in Section 3.
(a) No sublicensing. Licensee may not sublicense, resell, or provide third-party access to the Materials under any circumstances.
(b) Seat enforcement. Use by advisors beyond the licensed seat count is a material breach. Solo and Founding 25 tiers are single-seat only.
(c) No white-labeling. Licensee may not remove, obscure, or replace Harvest Protocol branding, attribution, or disclaimers from any output or client-facing materials derived from the methodology. See Attribution Requirement, Section 3.
(d) No AI training. Licensee may not use the Materials to train, fine-tune, or develop any artificial intelligence, machine learning, or language model system.
(e) No redistribution. Licensee may not distribute, publish, or share the Materials outside the licensed advisory practice.
Any client-facing document, deck, analysis, report, or output that incorporates or references the Harvest Protocol methodology must include the following attribution in a reasonably visible location:
"Research methodology: Harvest Protocol — getharvestprotocol.com"
Attribution is non-negotiable. Harvest Protocol does not offer white-label arrangements by default. This requirement applies to all tiers. The attribution provides Licensee's clients with context regarding the framework's educational nature and Licensor with appropriate credit for the intellectual property.
Harvest Protocol LLC is a methodology and research vendor, not an investment advisor, fiduciary, or financial planner.
(a) Advisor remains fiduciary. Licensee remains the sole fiduciary to their clients. No aspect of the Harvest Protocol methodology, scoring system, or framework output transfers or modifies Licensee's fiduciary obligations under applicable law, including but not limited to the Investment Advisers Act of 1940, ERISA, or applicable state law.
(b) No advisory relationship. This Agreement does not create an investment advisory relationship, a fiduciary relationship, or any duty of care between Harvest Protocol LLC and Licensee's clients.
(c) Licensee's responsibility. Licensee is solely responsible for: (i) independently verifying all framework outputs before using them in client work; (ii) ensuring that any use of the Materials complies with Licensee's obligations to clients, applicable securities laws, and the rules and regulations of any applicable self-regulatory organization; and (iii) making all final investment recommendations and decisions independently.
(d) No sub-adviser, model-provider, or solicitor relationship. Harvest Protocol LLC is not a sub-adviser, sub-advisor, model-portfolio provider, model manager, or index/model provider to Licensee or to Licensee's clients, and does not exercise, share, or accept investment discretion over any account. The Materials furnish impersonal research methodology only; Harvest Protocol LLC does not deliver model portfolios, target allocations, or client-specific recommendations, and Licensee shall not represent otherwise. No compensation payable under this Agreement is, directly or indirectly, contingent on, or calculated by reference to, Licensee's assets under management, Licensee's advisory fees, or any specific securities transaction. Licensing fees are fixed, term-based, and unrelated to Licensee's client outcomes — a structural factor confirming that Harvest Protocol LLC is not a promoter or solicitor.
(e) Not a promoter/solicitor; no testimonial or endorsement arrangement. Nothing in this Agreement engages Licensee as a promoter or solicitor of Harvest Protocol LLC, or Harvest Protocol LLC as a promoter or solicitor of Licensee, within the meaning of SEC Rule 206(4)-1(b) under the Investment Advisers Act or analogous state rules. Licensee shall not provide a testimonial or endorsement on behalf of Harvest Protocol LLC in exchange for compensation without a separate written agreement that complies with Rule 206(4)-1 and applicable state law. Licensee remains responsible for its own investment-adviser and investment-adviser-representative registration status under the Investment Advisers Act and the law of every state in which it or its clients are located; Harvest Protocol LLC makes no representation that the publisher exclusion available to it extends to Licensee's use of the Materials with clients.
(f) Named-individual acknowledgment. Where Licensee is a firm, the natural person executing this Agreement represents that they are authorized to bind the firm and that they personally have read and accept subsections (a)–(e) on behalf of every investment-adviser representative who will access the Materials under this license.
(a) Licensee data responsibility. Licensee is solely responsible for the security of any client data they process or analyze using the Materials. Harvest Protocol LLC does not receive, store, or process Licensee's client data.
(b) Breach notification. If Licensee discovers or reasonably suspects a security incident involving unauthorized access to client data that may have occurred in connection with Licensee's use of the Materials, Licensee shall notify Harvest Protocol LLC at support@getharvestprotocol.com within 72 hours of discovery. This obligation aligns with the Reg S-P amendment breach notification timeline (effective June 3, 2026).
(c) Harvest Protocol data. If Harvest Protocol LLC experiences a security incident affecting Licensee's account credentials or license key, Harvest Protocol will notify Licensee within 72 hours of confirmed discovery.
(a) Mutual Liability Cap. Each party's total aggregate liability to the other for any claim arising out of this Agreement shall not exceed the total fees paid by Licensee in the twelve (12) months immediately preceding the event giving rise to the claim.
(b) Exclusion of Consequential Damages. Neither party shall be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost client revenue, or regulatory penalties, even if advised of the possibility of such damages.
(c) Investment Loss Carve-Out. Harvest Protocol LLC has no liability for investment losses sustained by Licensee or Licensee's clients, whether arising from reliance on framework outputs, scoring results, or any content within the Materials.
(d) Regulatory liability. Licensee assumes full responsibility for ensuring its use of the Materials complies with applicable regulatory requirements. Harvest Protocol LLC has no liability for regulatory actions, fines, or proceedings arising from Licensee's use of the Materials.
(a) Term. This Agreement has an initial term of twelve (12) months from the date of purchase.
(b) Auto-renewal. This Agreement automatically renews for successive twelve-month terms at the then-current applicable rate unless either party provides written cancellation notice at least thirty (30) days before the renewal date.
(c) Renewal pricing. Founding 25 tier annual fees are lifetime-locked at $888/yr for the original licensee. Solo and Small Firm tiers renew at the then-current published rate.
(d) Termination for breach. Either party may terminate this Agreement immediately upon written notice if the other party materially breaches any term and fails to cure the breach within ten (10) business days of written notice.
(e) Refund upon termination. If Licensee terminates this Agreement during the annual term for any reason other than Harvest Protocol's material breach, Licensor will refund the prorated amount for unused complete calendar months remaining in the term, minus a $200 administrative fee. No refund is available within the first 7 days (trial period) upon expiration of the trial.
Each party agrees to keep confidential the other party's proprietary information disclosed under this Agreement and not to disclose it to third parties without prior written consent. The Materials themselves constitute Harvest Protocol's confidential and proprietary information.
This Agreement is governed by the laws of the State of North Carolina. Disputes shall be resolved by binding arbitration under AAA Commercial Arbitration Rules in Wake County, North Carolina. Either party may seek equitable relief in any court of competent jurisdiction to protect intellectual property rights.
This agreement is designed for 95% case coverage and is intended as a starting framework. Before the first paying B2B customer activates a license, engage a securities and IP attorney familiar with RIA vendor agreements for a one-time review. Key areas to tune: (1) fiduciary carve-out language for state-registered advisors, (2) Reg BI interaction for broker-dealer affiliates, (3) attribution enforcement mechanism, (4) ERISA plan client carve-outs if any Founding 25 firms serve retirement plan participants.
By completing your purchase and activating your license key, you (on behalf of yourself and your firm) confirm:
"I have read and agree to the Harvest Protocol B2B Practitioner License Agreement. I understand that Harvest Protocol is an educational investment methodology, not personalized investment advice or a fiduciary service. I confirm that my firm remains the sole fiduciary to our clients. I agree to the Attribution Requirement and the seat limitations applicable to my tier. All investment decisions for clients remain solely our firm's responsibility."
Harvest Protocol LLC · getharvestprotocol.com · support@getharvestprotocol.com